8 months ago

Shipment of medical supplies to fight Ebola in Sierra Leone reportedly delayed for weeks

A shipping container filled with approximately $140,000 worth of medical equipment needed to fight the spread of the Ebola virus in the West African country of Sierra Leone has sat untouched on the docks of the country's capital for nearly two months according to a published report.

9 months ago

Loans / Lease :: How to Get Money, Even If the Credit Score Is Bad

It is very difficult to get a loan nowadays. Banks have restricted to lend money to people with bad credit reports. This is a result of the financial crisis. Even many people with good credit scores in the beginning of the financial crisis are meanwhile in trouble. They might have Halo Capital medical equipment financing lost their job due to the layoffs of masses of people. They might have lost a comfortable side income besides their main job and their income does not cover longer their monthly expenses. Small business owners struggle to survive and need money in order to gap financial straits.

There might be good reasons to need money quickly. Even people who lead a modest life can suffer serious financial problems. The heating or the plumbing of the home needs urgent repair. The car crashed down and needs to be replaced in order to go to work. Children need school equipment, e.g. a new computer for their homework. The dentist bill has to be paid.

The first and best advice is always to work out a budget with the monthly income and expenses and to exercise strict financial discipline. It is better to save the money for unexpected, urgent expenses than to apply for a loan. All these good advices are helpless for the working poor or for people who have lost their job and need to care for a family.

There are solutions for people with a bad credit score:

Government Grants for US residents

Even people with bad credits have access to government grants in the US. It is possible to apply for different kinds of useful government grants: home repair, school supplies, medical bills, public transportation, tutoring or teaching, general living expenses. A government grant could be helpful in order to get assistance to consolidate the consumer debt situation. Several thousand Dollars can be available in a single case. No fees and interest rates need to be paid.

There are some interesting facts about government grants. More than 20 million US people get government grants every year. Six million people get money to go to college, 10 million people get free help and training for a better job. One million entrepreneurs receive money to start or expand a business and four million people get money to invest in real estate.



Pawnbrokers or pawnshops as an alternative for borrowers throughout the world

Pawnbrokers are the lenders of last resort for people with a bad credit reputation. Whoever fails to get a loan elsewhere finds a chance at a pawnbroker or pawnshop. Pawnbrokers can be found everywhere in the world. How does it work? Borrowers get cash quickly by selling the old merchandise or by using their valuables as collateral on a small loan. Once they repay their loan and interest, the collateral will be returned. However, those who borrow money from a local pawnshop should be aware that if the loan is not repaid by the specified time, the pawnbroker has the right to keep the collateral. Pawnbrokers take usually consumer goods as electronics, jewelry, valuable music instruments or antique pieces of art as collateral for a loan. By the way, pawnshops are an interesting source to acquire a consumer good to a good bargain. Not all of the goods that have been given as collateral will be bought back.

More about how to make money can be read at Make Money Tip. The website also offers free tools for personal finance, a link to the best free on-line course about financial markets and a section with ideas to make money.

Liliane Waldner



http://www.articlebiz.com/article/349815-1-how-to-get-money-even-if-the-credit-score-is-bad/

9 months ago

Loans / Lease :: How to Get Money, Even If the Credit Score Is Bad

It is very difficult to get a loan nowadays. Banks have restricted to lend money to people with bad credit reports. This is a result of the financial crisis. Even many people with good credit scores in the beginning of the financial crisis are meanwhile in trouble. They might have lost their job due to the layoffs of masses of people. They might have lost a comfortable side income besides their main job and their income does not cover longer their monthly expenses. Small business owners struggle to survive and need money in order to gap financial straits.

There might be good reasons to need money quickly. Even people who lead a modest life can suffer serious financial problems. The heating or the plumbing of the home needs urgent repair. The car crashed down and needs to be replaced in order to go to work. Children need school equipment, e.g. a new computer for their homework. The dentist bill has to be paid.

The first and best advice is always to work out a budget with the monthly income and expenses and to exercise strict financial discipline. It is better to save the money for unexpected, urgent expenses than to apply for a loan. All these good advices are helpless for the working poor or for people who have lost their job and need to care for a family.

There are solutions for people with a bad credit score:



Government Grants for US residents

Even people with bad credits have access to government grants in the US. It is possible to apply for different kinds of useful government grants: home repair, school supplies, medical bills, public transportation, tutoring or teaching, general living expenses. A government grant could be helpful in order to get assistance to consolidate the consumer debt situation. Several thousand Dollars can be available in a single case. No fees and interest rates need to be paid.

There are some interesting facts about government grants. More than 20 million US people get government grants every year. Six million people get money to go to college, 10 million people get free help and training for a better job. One million entrepreneurs receive money to start or expand a business and four million people get money to invest in real estate.



Pawnbrokers or pawnshops as an alternative for borrowers throughout the world

Pawnbrokers are the lenders of last resort for people with a bad credit reputation. Whoever fails to get a loan elsewhere finds a chance at a pawnbroker or pawnshop. Pawnbrokers can be found everywhere in the world. How does it work? Borrowers get cash quickly by selling the old merchandise or by using their valuables as collateral on a small loan. Once they repay their loan and interest, the collateral will be returned. However, those who borrow money from a local pawnshop should be aware that if the loan is not repaid by the specified time, the pawnbroker has the right to keep the collateral. Pawnbrokers take usually consumer goods as electronics, jewelry, valuable music instruments or antique pieces of art as collateral for a loan. By the way, pawnshops are an interesting source to acquire a consumer good to a good bargain. Not all of the goods that have been given as collateral will be bought back.

More about how to make money can be read at Make Money Tip. The website also offers free tools for personal finance, a link to the best free on-line course about financial markets and a section with ideas to make money.

Liliane Waldner



http://www.articlebiz.com/article/349815-1-how-to-get-money-even-if-the-credit-score-is-bad/

9 months ago

General Electric desmantelará su brazo financiero GE Capital



Nueva York, 10 abr (EFEUSA).- General Electric anunci

9 months ago

10 States Spending The Most On Health Care: Report

How much Americans spend on health care can vary widely across the country, and it's those states with wealthier populations that tend to spend the most, according to a report released Wednesday.

The study, by the Center for Medicare and Medicaid Services, tracked health care spending in all states from 1991 until 2009, by which time the average per-capita health care expenditure for U.S. citizens had expanded to $6,815. According to the report, regions that spent more on health care tended to have wealthier, older populations, and states that spent less generally had poorer populations with larger number of the young and uninsured

Massachusetts tops the list as the state which spent the most on health care, with $9,278 spent per resident in 2009, joined in the top 10 by other New England states including Connecticut and New Hampshire. Indeed, according to the study, eight of the top 10 states are counted in the top third of states with the highest per capita income levels.

It wasn't just wealth and rates of insurance coverage that influenced spending, however. States with more women aged 20 to 44 spent more, most likely due to the high cost of maternity health care. This week, a proposal to make the "morning after" birth control pill available over-the-counter to all ages was blocked by the Federal Drug Administration.

The report lines up with other recent studies on health care spending. The top five cities that spend the most on health care are all located in the Northeast, for example, with the exception of Miami, which spent $5,483 per person, according to Bundle.com.

Due to an aging population and the increasing costs of medical innovations, health care costs are expected to skyrocket in the coming years. The nation will spend an estimated $4.6 trillion, or $13,710 per person on health care by 2020, according to a July report from Medicare's Office of the Actuary.



10 States Spending The Most on Health care

10. Pennsylvania

Personal health care spending per capita 2009: $7,730

Personal health care spending per capita 2004: $6,148



Average percent annual growth 2004 to 2009: 4.7 percent

http://www.huffingtonpost.com/2011/12/08/10-states-spending-most-health-care_n_1137221.html

9 months ago

Healthcare Equipment Financing – Wells Fargo Commercial

Equipment financing

Our customized loans, leases, lines of credit, and tax-exempt financing options can help you purchase the equipment, tenant improvements, and technology that are critical to your ability to remain competitive without sacrificing your cash flow or bottom line. Whether you are planning for a complex expansion, upgrading your equipment, or implementing a new EHR system, we can help. We offer:

Financing up to 100 percent of equipment cost and related tenant improvements

Capital and operating leases with off-balance sheet options

Loans, lines of credit, and tax-exempt financing

9 months ago

Small business loans: A TARP-free redo for $30 billion plan

By Catherine Clifford, staff reporterMay 13, 2010: 2:22 PM ET


NEW YORK (CNNMoney.com) -- President Obama and several members of Congress are drafting legislation for a new, $30 billion fund that would infuse community banks with capital specifically earmarked for small-business lending.

The plan is the latest spin on a proposal Obama first unveiled in October and touted in his State of the Union address. The idea went nowhere, thanks in part to the unpopularity of Obama's plan to fund the program with money from the Trouble Asset Relief Program. Congress didn't want TARP treated like a piggy bank, and community bankers didn't want the stigma of taking funds fr